Net worth

Your whole financial life, in one number.

The one number

Net worth is the single honest number in personal finance: everything you own, minus everything you owe. Ledger computes it every night, across every linked account, so you always know where you stand.

What counts

assets      cash, investments, property, crypto
liabilities  cards, loans, mortgages
net worth   assets − liabilities
refresh     nightly + on-demand

Why it matters

Budgets help you steer. Net worth tells you if the ship is actually rising. Watch the line, not the noise.