Tax-lot
Know which shares you're selling before you sell.
Which shares, exactly
When you sell, it matters which shares you sell — the cheap ones from 2019 or the expensive ones from last month. Tax-lot tracking tells you the cost basis of each.
What it tracks
lot every purchase, its date + price gain short vs long term method FIFO, LIFO, or specific-ID estimate the tax before you commit
Save real money
Choosing the right lot can cut a capital-gains bill in half. Ledger makes it a glance, not a spreadsheet archaeology dig.